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Hurricane protection for new home? Garage door?
|
|
| twobearcatz@yahoo.com 2006-08-27, 5:25 pm |
| I'm in the process of "protecting" my Florida home against hurricane
winds. This is a new home with a wood/stucco construction. I've been
able to find anchors to put 3/8inch plywood on all the windows. I'm not
sure how much protection this will offer, but it was the best I could
do by myself. I've heard that the garage door is also a weak spot on
the house. Does anyone know what kind of wind a new garage door can
withstand? Mine is a (standard?) metal door with the reinforcing
horizontal metal straps going all the way down. I've seen kits, and
heard ideas from other on reinforcing the garage doors. Is this only
worth it for old or really cheap garage doors? Also, what about the
sliding patio doors? I didn't bother to cut boards and get anchors to
try to protect it any further. I've been told the home has the standard
"hurricane" glass installed on all new homes in Florida. In other words
it is rated to withstand wind pressure. It is NOT shatter resistant.
TIA for any help on this. Ironically, most people don't seem to know
much about it in Florida!
| |
|
| Garage doors are not that expensive and probably not worth trying to
protect. I would try to protect the sliding door to protect the inside of
the house.
<twobearcatz@yahoo.com> wrote in message
news:1156709379.731762.107180@b28g2000cwb.googlegroups.com...
> I'm in the process of "protecting" my Florida home against hurricane
> winds. This is a new home with a wood/stucco construction. I've been
> able to find anchors to put 3/8inch plywood on all the windows. I'm not
> sure how much protection this will offer, but it was the best I could
> do by myself. I've heard that the garage door is also a weak spot on
> the house. Does anyone know what kind of wind a new garage door can
> withstand? Mine is a (standard?) metal door with the reinforcing
> horizontal metal straps going all the way down. I've seen kits, and
> heard ideas from other on reinforcing the garage doors. Is this only
> worth it for old or really cheap garage doors? Also, what about the
> sliding patio doors? I didn't bother to cut boards and get anchors to
> try to protect it any further. I've been told the home has the standard
> "hurricane" glass installed on all new homes in Florida. In other words
> it is rated to withstand wind pressure. It is NOT shatter resistant.
> TIA for any help on this. Ironically, most people don't seem to know
> much about it in Florida!
>
| |
|
| On 27 Aug 2006 13:09:39 -0700, twobearcatz@yahoo.com wrote:
>I'm in the process of "protecting" my Florida home against hurricane
>winds. This is a new home with a wood/stucco construction. I've been
>able to find anchors to put 3/8inch plywood on all the windows. I'm not
>sure how much protection this will offer, but it was the best I could
>do by myself. I've heard that the garage door is also a weak spot on
>the house. Does anyone know what kind of wind a new garage door can
>withstand? Mine is a (standard?) metal door with the reinforcing
>horizontal metal straps going all the way down. I've seen kits, and
>heard ideas from other on reinforcing the garage doors. Is this only
>worth it for old or really cheap garage doors? Also, what about the
>sliding patio doors? I didn't bother to cut boards and get anchors to
>try to protect it any further. I've been told the home has the standard
>"hurricane" glass installed on all new homes in Florida. In other words
>it is rated to withstand wind pressure. It is NOT shatter resistant.
>TIA for any help on this. Ironically, most people don't seem to know
>much about it in Florida!
I would be more concerned about the pressure in the house, actually,
but yes cut ply for the sliders and store with the other stuff. We
took a direct hit in 1960. we had one window partially open on the
leeward [sic] side of the house supposedly to even out the inside
pressure (kid then). We were lucky to still have a roof and a dozen
refugees or so.
If a storm takes your roof and the garage is attached to the house,
chances are you will get a new garage door also.
Follow local instructions.
Oren
| |
|
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| Howard 2006-08-27, 5:25 pm |
| Actually when the garage door fails the interior is greatly exposed.
Suggest the OP look at >>
http://www.sun-sentinel.com/feature...ures-homegarden
Also google "florida garage door" for other info
Art wrote:[color=darkred]
> Garage doors are not that expensive and probably not worth trying to
> protect. I would try to protect the sliding door to protect the inside of
> the house.
>
>
>
>
> <twobearcatz@yahoo.com> wrote in message
> news:1156709379.731762.107180@b28g2000cwb.googlegroups.com...
| |
| twobearcatz@yahoo.com 2006-08-27, 5:25 pm |
| Thanks all for the quick replies! After further investigation, it seems
I *might* have what they call a "wind-loaded" door already installed.
In this picture:
http://www.diygaragerepair.com/Hurr...-Door-s/302.htm
they show a non-wind loaded door being bolstered by a metal
reinforcement post that looks a lot like what I have going horizontally
every 2 feet or so down my garage door. The metal and hinging structure
on this door looks a lot tougher than some of the doors I used to see
up North. My door does not look like the cheap one in the picture. It
seems all doors installed in Florida post 2002 are supposed to meet
this code? I found the entire owners manual for the door tucked under
one of the supports ... but still haven't found a sticker indicating
wind rating.
Howard wrote:[color=darkred]
> Actually when the garage door fails the interior is greatly exposed.
>
> Suggest the OP look at >>
>
> http://www.sun-sentinel.com/feature...ures-homegarden
>
> Also google "florida garage door" for other info
>
>
> Art wrote:
| |
| twobearcatz@yahoo.com 2006-08-27, 5:25 pm |
| Art wrote:
> Garage doors are not that expensive and probably not worth trying to
> protect. I would try to protect the sliding door to protect the inside of
> the house.
>
>
The entrance to my attic is open and in the garage! I am caring more
about the garage door protecting the house than the door itself 
| |
| Norminn 2006-08-27, 5:25 pm |
| Art wrote:
> Garage doors are not that expensive and probably not worth trying to
> protect. I would try to protect the sliding door to protect the inside of
> the house.
>
> When the garage door goes, the roof goes. The main concern is not the
gar. door, other than it being the weakest part of the structure. A
friend just had a new door put in which has steel braces which are put
up for storms - they anchor into the floor and the top frame of the gar.
door. You should cover your sliders, as they have greater potential to
shatter and leave your home wide open.
On a dollar for dollar basis, I would buy hurricane shutters (which we
have). MUCH more protection against flying trash cans and street signs.
Under water in a storm surge, not much good :o) Worst storm we got
was 70 mph wind, and that is all I ever want to see. Our atrium
skylight, probably 500 lb, went flying. Hubby, a very, very strong guy,
wrestled a wind-blown trash container (very heavy) and it took all of
his strength to get it back and secured. Welcome to Florida. Looks
like Ernesto might have me in his sights.
| |
| *Rick* 2006-08-27, 8:25 pm |
| On Sun, 27 Aug 2006 13:09:39 -0700, twobearcatz wrote:
> I'm in the process of "protecting" my Florida home against hurricane
> winds. This is a new home with a wood/stucco construction. I've been
> able to find anchors to put 3/8inch plywood on all the windows. I'm not
> sure how much protection this will offer, but it was the best I could
> do by myself. I've heard that the garage door is also a weak spot on
> the house. Does anyone know what kind of wind a new garage door can
> withstand? Mine is a (standard?) metal door with the reinforcing
> horizontal metal straps going all the way down. I've seen kits, and
> heard ideas from other on reinforcing the garage doors. Is this only
> worth it for old or really cheap garage doors? Also, what about the
> sliding patio doors? I didn't bother to cut boards and get anchors to
> try to protect it any further. I've been told the home has the standard
> "hurricane" glass installed on all new homes in Florida. In other words
> it is rated to withstand wind pressure. It is NOT shatter resistant.
> TIA for any help on this. Ironically, most people don't seem to know
> much about it in Florida!
http://www.flash.org/resourceCenter.cfm
Might want to bookmark this.
This site has link with tips that will help with Hurricane or
other disaster information.
Waiting on Ernesto now. Tampa Bay area here.
| |
| jerryl 2006-08-27, 8:25 pm |
|
"Art" <begunaNOSPAMPLEASE@mindspring.com> wrote in message
news:k6nIg.14524$xp2.6908@newsread1.news.pas.earthlink.net...[color=darkred]
> Garage doors are not that expensive and probably not worth trying to
> protect. I would try to protect the sliding door to protect the inside of
> the house.
>
>
>
>
> <twobearcatz@yahoo.com> wrote in message
> news:1156709379.731762.107180@b28g2000cwb.googlegroups.com...
You're not protecting the garage door. You're protecting the house if the
garage door blows out. The resulting wind entering the main house will blow
out the windows and possibly the roof. They have available a vertical bar
that fits into a socket in the floor and is strapped to the door during a
hurricane. If you don't have this, put a piece of plywood between your car
bumper and the door and have someone guide you to just touch the door.
| |
|
|
<twobearcatz@yahoo.com> wrote in message
news:1156716322.359908.190440@i42g2000cwa.googlegroups.com...
> Thanks all for the quick replies! After further investigation, it seems
> I *might* have what they call a "wind-loaded" door already installed.
> In this picture:
>
> http://www.diygaragerepair.com/Hurr...-Door-s/302.htm
[snip]
If this is new construction (you said it was a new house) then it has to
meet current codes, which include some level of protection against
hurricanes. The level depends upon the county in which you live, with
Miami-Dade being the most stringent. The company which built the house (if
it's new) should already have given you details about the garage door
specifications -- you can also consult with the door installation company or
go directly to the manufacturer who can give you specifics.
If it's old construction, its level of protection will depend upon the year
it was built, because the codes got stricter after the '91 hurricane and
again after more recent events.
If it's old construction, your primary concern may be the roof, because of
the unknown status of the roof shingles and structure. In the several
hurricanes which have come through our area in the last two years, by far
the most serious damage came from roof damage that let in water, or which
then compromised the structure of the house.
You should probably IMMEDIATELY sign up for the "Safe Florida Home"
initiative. This is $250M program which Gov Bush has signed, providing
grants of up to $5,000 to homeowners to upgrade home safety. It's only been
in existence for a week, and may already be oversubscribed. However, the
very first item in the program is a free home inspection to identify areas
where safety can be improved. You can sign up at www.mysafefloridahome.com.
Regards --
| |
|
| --Also -- Make sure you have a separate flood insurance policy. It's
already too late to get a new one and you'll have to wait until after
Ernesto is no longer a threat -- Regards
"JimR" <jimr@invalid.net> wrote in message
news:rfqIg.14575$xp2.172@newsread1.news.pas.earthlink.net...
>
> <twobearcatz@yahoo.com> wrote in message
> news:1156716322.359908.190440@i42g2000cwa.googlegroups.com...
>
> [snip]
>
> If this is new construction (you said it was a new house) then it has to
> meet current codes, which include some level of protection against
> hurricanes. The level depends upon the county in which you live, with
> Miami-Dade being the most stringent. The company which built the house
> (if it's new) should already have given you details about the garage door
> specifications -- you can also consult with the door installation company
> or go directly to the manufacturer who can give you specifics.
>
> If it's old construction, its level of protection will depend upon the
> year it was built, because the codes got stricter after the '91 hurricane
> and again after more recent events.
>
> If it's old construction, your primary concern may be the roof, because of
> the unknown status of the roof shingles and structure. In the several
> hurricanes which have come through our area in the last two years, by far
> the most serious damage came from roof damage that let in water, or which
> then compromised the structure of the house.
>
> You should probably IMMEDIATELY sign up for the "Safe Florida Home"
> initiative. This is $250M program which Gov Bush has signed, providing
> grants of up to $5,000 to homeowners to upgrade home safety. It's only
> been in existence for a week, and may already be oversubscribed. However,
> the very first item in the program is a free home inspection to identify
> areas where safety can be improved. You can sign up at
> www.mysafefloridahome.com. Regards --
>
>
| |
| jerryl 2006-08-27, 8:25 pm |
|
..
>
> You should probably IMMEDIATELY sign up for the "Safe Florida Home"
> initiative. This is $250M program which Gov Bush has signed, providing
> grants of up to $5,000 to homeowners to upgrade home safety. It's only
> been in existence for a week, and may already be oversubscribed. However,
> the very first item in the program is a free home inspection to identify
> areas where safety can be improved. You can sign up at
> www.mysafefloridahome.com. Regards --
>
>
Only available for homeowneres EAST of I-95 and registered Republicans.
| |
| twobearcatz@yahoo.com 2006-08-27, 9:25 pm |
|
jerryl wrote:
> .
> Only available for homeowneres EAST of I-95 and registered Republicans.
Are you serious? I just applied! Not East of 95 or a registered
Republican! 
| |
|
| Check out http://www.securedoor.com.
Rich
http://www.garagedoorsupply.com
<twobearcatz@yahoo.com> wrote in message
news:1156709379.731762.107180@b28g2000cwb.googlegroups.com...
> I'm in the process of "protecting" my Florida home against hurricane
> winds. This is a new home with a wood/stucco construction. I've been
> able to find anchors to put 3/8inch plywood on all the windows. I'm not
> sure how much protection this will offer, but it was the best I could
> do by myself. I've heard that the garage door is also a weak spot on
> the house. Does anyone know what kind of wind a new garage door can
> withstand? Mine is a (standard?) metal door with the reinforcing
> horizontal metal straps going all the way down. I've seen kits, and
> heard ideas from other on reinforcing the garage doors. Is this only
> worth it for old or really cheap garage doors? Also, what about the
> sliding patio doors? I didn't bother to cut boards and get anchors to
> try to protect it any further. I've been told the home has the standard
> "hurricane" glass installed on all new homes in Florida. In other words
> it is rated to withstand wind pressure. It is NOT shatter resistant.
> TIA for any help on this. Ironically, most people don't seem to know
> much about it in Florida!
>
| |
| Richard J Kinch 2006-08-28, 3:25 am |
| > Are you serious? I just applied! Not East of 95 or a registered
> Republican!
OK, that's a good joke.
The sad truth is that the program only applies to the insurance industry's
customers, not to those of us who self-insure who are automatically
ineligible. It is basically and insurance industry subsidy, not a
homeowner program. Bah.
| |
| jerryl 2006-08-28, 9:25 am |
|
<twobearcatz@yahoo.com> wrote in message
news:1156730983.000639.31880@m79g2000cwm.googlegroups.com...
>
> jerryl wrote:
> Are you serious? I just applied! Not East of 95 or a registered
> Republican!
>
When the program came out it was announced that it pertains to houses east
of I95. The below gives a slight explanation and when you apply, you'll be
later told that you are not eligible at this point if you live west of I95.
Call the Sun-Sentinel up and ask for the archived news document stating the
above.
Congratulations! You are eligible to apply for a free home inspection in
the program. Free inspections will first be done in selected (this is where
they mean East of I95) hurricane-vulnerable areas where inspectors are
available.
Please remember that applying for a free home inspection does not
automatically qualify you for a grant.
Once you receive a free home inspection and you live in a high-risk area,
you will be able to apply for a matching grant of up to $5,000 to do the
recommended improvements outlined in your free inspection report.
In 1999 or 2000 the Feds gave money to Tallahassee to help with the
hurricanes. This money was to be distributed to home owners East of I-95 to
install hurricane shutters on their houses. Home owners were to get up to
10000 dollars each for this. Your beloved governor, Jeb Bush changed the
criteria from East of I-95 to East of A1A. The homes east of A1A run from 1
million to 40 million apiece. They really needed the free 10K. A few blocks
away are homes that are worth 70 to 150K and could have used that money for
shutters but they were excluded. Why? They were not rich and republicans.
When you call the Sun-Sentinel for the stories abovie, ask them for this one
too and you'll see what I mean.
| |
| jerryl 2006-08-28, 9:25 am |
|
"jerryl" <jerryl@bellsouth.net> wrote in message
news:vKzIg.10176$y7.9987@bignews6.bellsouth.net...[color=darkred]
>
> <twobearcatz@yahoo.com> wrote in message
> news:1156730983.000639.31880@m79g2000cwm.googlegroups.com...
The article as in Sun Sentinal, Aug 16th. Read the whole article. Way down
it states "east of I-95 in Broward and Palm Beach counties:
http://www.sun-sentinel.com/news/le...ews-legislature
| |
|
| JimR wrote:
> --Also -- Make sure you have a separate flood insurance policy. It's
> already too late to get a new one and you'll have to wait until after
> Ernesto is no longer a threat -- Regards
...snip
>
>
>
I live in Florida and recently looked into getting flood insurance
because the lake at the back of my house sometimes overflows onto my lot
(but not the neighboring lots). My agent told me that flood insurance
will only kick in if the houses on both sides of you are affected by the
"flood", so the insurance wouldn't benefit me. Bottom line: you need to
know or be able to guess the flood pattern for your locale.
Jean
| |
| Norminn 2006-08-28, 9:25 am |
| jerryl wrote:
> <twobearcatz@yahoo.com> wrote in message
> news:1156730983.000639.31880@m79g2000cwm.googlegroups.com...
>
>
>
> When the program came out it was announced that it pertains to houses east
> of I95. The below gives a slight explanation and when you apply, you'll be
> later told that you are not eligible at this point if you live west of I95.
> Call the Sun-Sentinel up and ask for the archived news document stating the
> above.
>
Program is getting a lot of publicity here, far west of I95 - this is
first I have seen mention of that limitation. But, gosh, by the time
the details are known and the inspectors hired, November elections will
have come and gone. Gotta have an inspection done first, and they have
no inspectors. And gubernatorial hopeful, Tom Gallagher, just this week
sent around an email about the program (passed on to me by local chapter
of Red Cross). Living in coastal Florida, I would not be without
hurricane shutters - two layers of glass with plastic film doesn't seem
strong enough to withstand a roof tile or 4x4 going 100 mph! Of course,
a 20 foot storm surge would make it all irrelevant :o)
One storm, whose name I can't recall, was 100 mi offshore. The storm
surge put the ocean over our seawall, at least two feet higher than the
highest tide I normally see. Another ?six feet would make my condo
flood. Twenty feet would drown my upstairs neighbors. Forty foot waves
on top of that?
My reasoning is that the largest glassed areas, along with garage doors,
are the weakest link in strong exterior protection, so need most
reinforcement. A small broken window would let in less wind, rain and
debris, so I'm thinking it is a bit less concern. We have triple
sliders on two sides - one movable panel and two fixed - so hur. wind
would probably take them all out.
| |
| jerryl 2006-08-28, 9:25 am |
|
"Norminn" <norminn@earthlink.net> wrote in message
news:ZHBIg.14738$xp2.9744@newsread1.news.pas.earthlink.net...
> jerryl wrote:
>
>
> Program is getting a lot of publicity here, far west of I95 - this is
> first I have seen mention of that limitation. But, gosh, by the time the
> details are known and the inspectors hired, November elections will have
> come and gone. Gotta have an inspection done first, and they have no
> inspectors. And gubernatorial hopeful, Tom Gallagher, just this week sent
> around an email about the program (passed on to me by local chapter of Red
> Cross). Living in coastal Florida, I would not be without hurricane
> shutters - two layers of glass with plastic film doesn't seem strong
> enough to withstand a roof tile or 4x4 going 100 mph! Of course, a 20
> foot storm surge would make it all irrelevant :o)
>
> One storm, whose name I can't recall, was 100 mi offshore. The storm
> surge put the ocean over our seawall, at least two feet higher than the
> highest tide I normally see. Another ?six feet would make my condo flood.
> Twenty feet would drown my upstairs neighbors. Forty foot waves on top of
> that?
>
> My reasoning is that the largest glassed areas, along with garage doors,
> are the weakest link in strong exterior protection, so need most
> reinforcement. A small broken window would let in less wind, rain and
> debris, so I'm thinking it is a bit less concern. We have triple sliders
> on two sides - one movable panel and two fixed - so hur. wind would
> probably take them all out.
I had enough of the hurricanes and the hypes by the TV news. I had enough of
double digit increases in hurricane insurance. I had enough of not having
power for a week at a time and I definitely had enough of the politicians in
Florida not giving a damn. I was fortunate enough to sell my house on June
5th and I now live in a safe area, Asheville North Carolina.
| |
|
|
"Jean" <Jean@spam.not> wrote in message
news:12f5p5nfb0h8c7c@corp.supernews.com...
[snip]
>
> I live in Florida and recently looked into getting flood insurance because
> the lake at the back of my house sometimes overflows onto my lot (but not
> the neighboring lots). My agent told me that flood insurance will only
> kick in if the houses on both sides of you are affected by the "flood", so
> the insurance wouldn't benefit me. Bottom line: you need to know or be
> able to guess the flood pattern for your locale.
>
> Jean
I don't think that's accurate. Homeowners should look at their survey or
check with their county building office, which can tell you precisely what
flood zone you are in. You and your next door neighbor may not even be in
the same flood zone if one of the two houses is built on a higher pad -- and
the amount of your flood insurance premium will depend upon your precise
flood zone. My one acre lakefront lot is charged a different premium than
my next-door neighbor because of a difference in pad heights which creates a
different flood zone designation.
The fact is that if there is a hurricane and you are flooded, your normal
insurance will not reimburse for the flood damage -- only your flood
insurance pays for that, regardless of what happened to your neighbors.
Most mortgage holders will require that the homeowner carry flood insurance
at certain levels of flood zones. For most in Florida, even on the
Highlands Ridge, it's a good idea. Regards -- JimR
| |
| Goedjn 2006-08-28, 1:25 pm |
| On Sun, 27 Aug 2006 22:16:13 -0500, Richard J Kinch
<kinch@truetex.com> wrote:
>
>OK, that's a good joke.
>
>The sad truth is that the program only applies to the insurance industry's
>customers, not to those of us who self-insure who are automatically
>ineligible. It is basically and insurance industry subsidy, not a
>homeowner program. Bah.
Flood insurance is a federal liability.
| |
| jerryl 2006-08-28, 1:25 pm |
|
>
> Flood insurance is a federal liability.
>
And the Feds will only cover a maximum of 250K for the house and 100K
contents at a current price of $317 per year.
| |
|
|
"jerryl" <jerryl@bellsouth.net> wrote in message
news:SaGIg.10254$y7.631@bignews6.bellsouth.net...
>
>
>
> And the Feds will only cover a maximum of 250K for the house and 100K
> contents at a current price of $317 per year.
You're not limited to the $250K, though. You can buy additional flood
insurance, over and above the federal insurance up to your required limits,
from commercial sources. My insurance company recently sent me information
on how to purchase the additional flood insurance. Regards --
| |
| jerryl 2006-08-28, 8:25 pm |
|
> You're not limited to the $250K, though. You can buy additional flood
> insurance, over and above the federal insurance up to your required
> limits, from commercial sources. My insurance company recently sent me
> information on how to purchase the additional flood insurance. Regards --
>
>
How's about sharing which companies will write above the 250K and the
premiums?
| |
|
|
"jerryl" <jerryl@bellsouth.net> wrote in message
news:0%LIg.11483$y7.223@bignews6.bellsouth.net...
>
>
>
> How's about sharing which companies will write above the 250K and the
> premiums?
I wish I could -- I threw away the information I received, which was from my
insurance company but gave me the name of the commercial flood insurance
source. If I get anything I'll post it -- Regards --
| |
| jerryl 2006-08-29, 9:25 am |
|
"JimR" <jimr@invalid.net> wrote in message
news:gBXIg.15154$xp2.8785@newsread1.news.pas.earthlink.net...
>
> "jerryl" <jerryl@bellsouth.net> wrote in message
> news:0%LIg.11483$y7.223@bignews6.bellsouth.net...
> I wish I could -- I threw away the information I received, which was from
> my insurance company but gave me the name of the commercial flood
> insurance source. If I get anything I'll post it -- Regards --
>
>
Thanks because I called my broker and he never heard of such coverage. Can
you give me the name of your insurance company and I'll ask them direct?
| |
|
|
"Jean" <Jean@spam.not> wrote in message
news:12f8k9r28qv8m96@corp.supernews.com...
[snip][color=darkred]
> Here's a quote from FloodSmart.gov (the official site of the federal flood
> insurance program):
>
> Here's how "flood" is defined by the National Flood Insurance Program:
> "A general and temporary condition of partial or complete inundation of
> two or more acres of normally dry land area or of two or more properties
> (at least one of which is the policyholder's property)
[snip]
> Here's another quote from the FAQ's at the above web site:
>
> Does the NFIP cover flood damage caused by hurricanes, rivers or tidal
> waters?
> Yes, providing that at least two adjacent properties in the area (or two
> acres) are flooded.
>
> Bottom line: You won't get any payout from flood insurance unless the
> conditions mentioned above are met.
>
> Jean
Jean -- the info from your agent may be out-of-date or incorrect. First of
all, the "two adjacent properties" or two acres meant just that -- two
properties, so that would have meant your property and one other abutting
it. Secondly, the "adjacent" has been removed from the insurance contract,
so now the only requirement for a flood is that it cover at least two acres
or two properties, not necessarily adjacent to each other. The Floodsmart
FAQ is out-of-date on that item. This information was confirmed by my flood
coverage carrier. -- Regards, JimR
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"jerryl" <jerryl@bellsouth.net> wrote in message
news:fDXIg.3583$ry2.1850@bignews3.bellsouth.net...
[snip>>> How's about sharing which companies will write above the 250K and
the[color=darkred]
[snip]
For those who obtained federal flood insurance thru USAA, additional flood
insurance over and above the federal program's $250K limit is available from
Southwest Business Corporation, who can be reached at 866-387-9736. I
haven't used it and don't know if other carriers have made the same
arrangement. Regards -- JimR
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