| Don Klipstein 2008-03-31, 8:25 pm |
| In <650a7385-485c-4d2b-a9d4-41ee9dfb9214@s13g2000prd.googlegroups.com>,
techman41973@yahoo.com wrote:
>A few times a year I rent a truck from uhaul to remove large items
>from my house or when I need to transport something large. They charge
>$15 a day for minimum insurance (covers the truck only), $30 a day
>covers truck and damage to other property.
>I am just wondering how many people pay the extra $$ for insurance
>when renting trucks from u-haul (not for long distance moves, just 1-
>day use).
If you have car insurance, check the policy to see if you're covered for
your liability while driving a rental vehicle.
If not, then if you hit someone or hit property, they can go after you.
I imagine they would sue both you and the truck rental company - to hit
you with a judgement, and get something from the truck rental company if
the judgement is not satisfied by bankrupting you.
I get the optional insurance. I am not the best truck driver in the
world, due to not having much experience driving them, and often driving
them at more stressful times (moving).
If I end up making a klutzy maneuver with the truck, I would prefer to
not have my car insurance company being asked to pay for the damage and
the lawyers. If my insurance company pays a claim for a "chargeable
accident", my premium payment goes up substantially for 3 years.
- Don Klipstein (don@misty.com)
|