| rob.garrison@gmail.com 2007-04-03, 5:25 pm |
| IF YOU ARE A REAL ESTATE PROFESSIONAL OR INVESTOR and have not yet had
the benefit of working with a Certified Mortgage Planner, you have no
idea what you are missing!
What is the difference between a Certified Mortgage Planner and a
mortgage broker? Think of the difference between H&R Block and the
$1000/hr tax attorney.
40% of all U.S. residential property sales are vacation homes and
investment properties - A mortgage planning professional can help you
avoid missing out on serving this need in the marketplace.
-Mortgage Planning professionals are equipped to help you increase
your closing ratios and turn prospects into clients by helping them
gain a greater comfort level with buying or building a new home
-Mortgage Planning professionals can help you learn from the auto
industry how to incorporate monthly payment discussions and financing
incentives into the home selling process
-Mortgage Planning professionals can help you close larger deals and
increase your profitability by helping your clients increase their
buying power
-Mortgage Planning professionals implement creative automated systems
to guarantee smooth, on-time closings
-Mortgage Planning professionals are trained to help you diversify
your business by getting involved in real estate investments both for
clients and for your own account
-Mortgage Planning professionals can help you turn dead deals into
real estate investment opportunities for your clients and big
commissions for you
-Mortgage Planning professionals can help you build a niche with real
estate investors by helping them increase their profitability and
yield on investments
-Mortgage Planning professionals can help you sell more high-end
homes
-Mortgage Planning professionals have pledged to follow a Code of
Ethics
For homeowners:
Why do you need a Certified Mortgage Planning Specialist?
=B7 Mortgage Planning professionals have demonstrated financial
knowledge and expertise regarding the tax and financial planning
implications of various mortgage and real estate investment
strategies. Therefore, Mortgage Planning professionals can better
advise you when it comes to:
o Your single largest debt - mortgage
o Your single largest asset - real estate equity
o Life Planning needs and goals - cash flow
=B7 Mortgage Planning professionals are trained to help you increase
your cash flow
=B7 Mortgage Planning professionals are skilled in helping you become
debt free sooner and achieve true financial freedom
=B7 Mortgage Planning professionals are equipped to help you profitably
invest in real estate and protect you from mortgage and real estate
investment scams
=B7 Mortgage Planning professionals are qualified to help you implement
mortgage and real estate equity strategies to help you save money on
income, capital gains and estate taxes
=B7 Mortgage Planning professionals are committed to help you improve
your credit score and get the best deal on your financing
=B7 Mortgage Planning professionals are able to explain the benefits and
drawbacks of paying off your mortgage before retirement, and help you
to determine which strategy works best under your individual
circumstances
=B7 Mortgage Planning professionals can guide you in implementing the
best home equity and mortgage strategies for divorce situations
=B7 Mortgage Planning professionals can help you implement a financial
strategy to finance your children's education
=B7 Mortgage Planning professionals are equipped to better enable you to
financially care for your elderly parents
=B7 Mortgage Planning professionals are able to help you implement
beneficial mortgage and real estate equity strategies before and
during job or career changes
=B7 Mortgage Planning professionals can help empower you to start or
sell your business by implementing viable mortgage and real estate
equity strategies
=B7 Mortgage Planning professionals are able to recommend the proper
financial strategies when you are ready to buy or build a vacation
home
=B7 Mortgage Planning professionals are committed, qualified and
equipped to help you implement mortgage, cash flow and home equity
strategies to build and conserve wealth when buying a home or
refinancing your mortgage
I'm sure you have seen the turbulence that is currently the sub-prime
mortgage arena. This is due, in large part, to a lack of planning and
expert advice in the mortgage industry. Unfortunately, many
"professionals" in the mortgage business stay focused on one thing and
one thing only: the transaction.
As a mortgage planner, my primary focus is on developing a long term
relationship with EACH AND EVERY client, to ensure I obtain their
repeat business and they refer their friends and family to me. I seek
to help my clients build wealth through Strategic Equity Management
principles, known only to the affluent.
If you are a homeowner or real estate investor who would like to learn
how you can build wealth and reach "The Freedom Point" much earlier
than you ever thought possible, then please contact me. If you are a
real estate professional who would like to work with a lender who will
provide expert advice to your clients so they thank you for referring
the lender; a lender who will send you regular automatic updates of
loan status, who will teach you demonstrated strategies for increasing
your production and client acquisition, then please contact me.
You and/or your lending partner are probably already an expert in the
real estate or home building business, but take this short quiz just
to be sure:
What is the current unemployment rate in your local market and what
impact does it have on the so called "Housing Bubble"?
What are mortgage rates based on? (Answer is not the Fed or the 10 yr
Treasury Note)
Where are mortgage rates headed in the days and months to come and
what are the trends and economic reports that will drive them up or
down?
What are the top 3 financing incentives to sell more homes?
How do you help clients evaluate various real estate settlement
options during a divorce?
How can your clients save money on income, estate and capital gains
taxes when buying and selling real estate?
What are the specific financial strategies for caring for elderly
parents / senior citizen mortgage strategies?
What are the specific financial strategies for clients who are
changing jobs or careers?
How do you help clients determine how they can most effectively
finance a vacation home?
What are the top 5 tax benefits of investing in real estate and the
mortgage planning techniques that make these strategies even more
profitable for real estate investors?
Are you or your lending partner aware of the top 3 mortgage planning
strategies that work well with 1031 Exchanges?
How do you help clients calculate, compare and increase their rate of
return on real estate investments?
If you were given the opportunity to consult with or speak in front of
financial advisors, do you have the knowledge, skills and presentation
tools to impress your audience and turn them into profitable referral
partners?
If you were given the opportunity to consult with or speak in front of
high net worth real estate investors, do you have the knowledge,
skills and presentation tools to impress your audience and turn them
into profitable clients?
If you would like more information or to obtain a free copy of my
white paper "How the Affluent Manage Home Equity to Safely and
Conservatively Build Wealth" then please feel free to contact me.
I look forward to working with all of you! I can do business in most
states so if i'm not located in your area we can still organize an
effective deal management method.
Regards,
Rob Garrison
MJS Lending Inc.
630 Boulevard
Elmwood Park, NJ 07407
(Direct) 201.398.7426
rgarrison@mjslending.net
www.mjsmortgageplanning.com
Licensed in NY,NJ,CT,PA,MD,MA,FL,CA,GA,IN,SC,CO,AK
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