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Home > Archive > Properties for sale by owners > April 2007 > Looking for a good Mortgage Company
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Looking for a good Mortgage Company
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| Hi,
I’m considering investing in a house, and am looking for a good mortgage company for finance. Help anyone?
Thanks,
Peter | |
| David Mc Clain 2007-04-05, 2:27 am |
| quote:
Originally posted by Peter
Hi,
I’m considering investing in a house, and am looking for a good mortgage company for finance. Help anyone?
Thanks,
Peter
Do not delay your application for mortgage
Hi Peter,
Even though mortgage rates vary from day to day, you shouldn't delay your loan application waiting for the best rate. Lenders have many applications, both for new loans and for refinancing of older mortgages. Make sure that yours is in place with the information they need to make a decision in your favor.
Before applying, make sure your paperwork is in order. You will need an income statement, with proof of earnings and an itemized list of monthly expenses. Self -employed or commission income can complicate things and extend preparation time. You will need to include information on special expenses such as alimony or support payments. Make it as complete as possible.
With this information in hand, move quickly, but carefully, to find the best deal that you can. This means comparing costs and terms as well as looking for the most attractive rate. Lenders want your business. You need to move quickly in today's market, but there's time to be thorough as well.
regards,
David
http://lemanrealtyandmortgage.com
http://91913homesforsale.com/ |
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